Insurance Programs & Coverages
Summary of McMaster University Insurance Programs
The following are summaries of McMaster University’s insurance programs and do not include all of the conditions and exclusions that may apply to these policies. If there is a discrepancy between the summary below and the policy, the policy prevails. For further information about these policies, please contact the Chief Risk Office.
Expandable List
Cargo or Shipping Insurance provides coverage for property, goods or equipment while in transit between McMaster University and its destination, and for the equipment’s return transit, if applicable.
When shipping property, goods, or equipment, it is important to understand what is covered, what exclusions may apply, and what information you need to provide to the Chief Risk Office in order to activate this insurance.
To register for cargo or shipping insurance coverage, please contact the Chief Risk Office.
If shipping internationally, please also contact our Customs and Traffic Officer as there may be additional requirements
Special Insurance is required for the execution of clinical trials in many countries and country-specific requirements for this insurance differ greatly. It is recommended that McMaster staff and faculty contact the Chief Risk Office to discuss clinical trials insurance needs and options in the early planning stages of any trial.
GSA – Graduate Students Association – Health and Dental
MSU – McMaster Students Union – Health and Dental
MAPS – McMaster Association of Part-Time Students – Health and Dental
UHIP – University Health Insurance Plan – International Student Health Insurance
If you have any questions about insurance for Student Clubs and Associations, please contact us.
McMaster University is pleased to include property and liability insurance for students living in residence. This insurance covers your personal belongings, and protects you against loss or damage that you may be liable for.
For more information, visit the Housing and Conference Services Website.
McMaster University policy RMM 801 Field Trips, Student Placements and Research Activity Planning and Approval Program details all protocols and procedures related to travel for the purpose of field trips, research activities, and placements that are McMaster sanctioned.
Travel insurance and procedures are overseen through the University Health and Safety (UHS) office. Please visit McMaster’s Travel Safety and Planning website for important safety and insurance information for University business travel.
Compensation to Faculties and Departments for losses due to damage or theft of property may be eligible for reimbursement out of the University’s general funds.
Contact the Chief Risk Office to find out if you are eligible.
Please visit McMaster’s Human Resources website to learn more.
If you have any questions about the insurance policies listed below, please contact the Chief Risk Office.
- Accidental Death & Disability – Sanctioned Activities & Business Travel
- Boiler & Machinery
- Clinical Trials
- Crime
- Cyber
- Errors & Omissions
- Fine Arts
- Marine
- Nuclear
- User Facility (under development)